Who Can and Must Use a Credit Report ?

Co-Operative Credit Society

Powerful Features

Customer Support

Customer Support

What We Do

Accurate, Easy and Speedy Decision of Lending to an Applicant can be Made, just by looking at a Credit Report

Verification

To verify a credit report using an Aadhaar card, the user inputs their Aadhaar number into a secure form. The system validates the Aadhaar through an API, ensuring authenticity.

Loan Details

Loan details include the loan amount, interest rate, loan tenure, EMI, outstanding balance, repayment history, loan type, and disbursal date

Upload

To upload a report, users can select the file through an upload form. Once submitted, the system processes and stores the report, ensuring secure handling and easy retrieval of the information.

Download

To download information, users can click a designated download button, which triggers the system to fetch the requested file and initiate a secure download process, providing easy access to the data

Our Benefits

"Ensures secure, accurate industry data, seamless Aadhaar verification, easy report handling, secure portal access, and efficient business process management."

NPA and OTS

NPA and OTS

Credit Reports Displays if any of previous Loan Accounts of Applicant were settled or had an NPA

Guarantor Info.

Guarantor Info

A Credit Report mentions the Loans for which the Applicant was a Guarantor to.

Details of All Loan Accounts

Details of All Loan Accounts

Credit Reports contains the details of all the Historical Loan Accounts of the Borrower. E.g. Loan Amount, Rate of Interest, EMI, EMI Amount, Outstanding Amount, etc.

Personal and Contact Info.

Personal and Contact Info.

Credit Report also contains the Name, Address, Mobile or Landline Numbers as well as the Document Numbers of the Applicant. E.g. PAN, Passport, Ration Card, Voter Card, etc.

New Loan Alert

New Loan Alert

We'll Notify you if your Borrower applies for a New Loan

Bankruptcy Info.

Bankruptcy Info

Credit Report can be Useful to Know if the Applicant is Bankrupt

Loan Repayment History

Loan Repayment History

Credit Report contains the Details of Every EMI Re-Payment. It also displays if there was a Delay in Repayment of an EMI.

Speedy, Accurate and Ease of Decision

Speedy, Accurate and Ease of Decision

On the Basis of Information and Analysis of a Credit Report, One can Easily and Accurately make a Decision for Lending.

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Prices that we provide.

RBI Approved 17500+ Institutions

Retrieves Loan Details of the Borrower from RBI Approved 2000+ Banks, 10,000+ Finance Companies, 5500+ Microfinance Companies at a Click.

Multi Branch, Multi User

A Seperate Login can be Assigned to every Manager / User of your Institution